Apply for stress testing and occupational therapy from the statutory health insurance fund
Source: BUS Rheinland-Pfalz
If you have been unable to work for a long time, for example due to an accident or a serious physical or mental illness, you are entitled to support when you return to work. Work therapy and stress testing are designed to support you in this. They are part of the medical rehabilitation services.
Your health insurance fund will cover the costs if no other social insurance provider is responsible.
Normally, the costs for stress testing and work therapy are covered by your pension insurance provider. In some cases, a professional association or the Federal Employment Agency may also be responsible.
The stress test is an examination in which specialists determine your health capacity. Various questions and tests are used to determine
- how capable you are physically, mentally and psychologically,
- how well you can adapt to different social situations and
- where your strengths lie.
The stress test should show whether you are resilient enough to return to your old job in the long term or whether you need to take up a new, suitable job.
Occupational therapy involves practising specific work steps from your professional life to train and promote
- manual skills,
- manual and technical skills or
- mental-psychological abilities, for example interest, self-confidence, perseverance, punctuality, appearance, sociability, willingness to cooperate.
The aims of occupational therapy are
- the improvement of resilience
- maintaining and developing the skills and abilities required for your professional reintegration.
Occupational therapy is used if professional reintegration is not yet possible at the time of the stress test.
If you take part in a stress test or work therapy financed by your health insurance fund, you will continue to receive sickness benefit during this period.