Report work and commuting accidents to agricultural accident insurance

As an entrepreneur or as an institution, you are obliged to report accidents at work and commuting accidents of employees to the statutory accident insurance.

As a sub-sector of the Social Insurance for Agriculture, Forestry and Horticulture (SVLFG), agricultural accident insurance is a compulsory insurance to which you, as an entrepreneur in agriculture, forestry and horticulture, belong by law. As a member of agricultural accident insurance, you must report accidents at work and commuting accidents involving people working on the farm.

This may involve, for example, a fall, an injury caused by working with machinery or a traffic accident on the way to work.

The reporting obligation applies if the person concerned is likely to be unable to work for more than 3 days or has died as a result of the accident. The Social Insurance for Agriculture, Forestry and Horticulture (SVLFG) recommends reporting every accident regardless of this in order not to lose insurance cover for unexpected long-term consequences of an accident.

After the accident at work, the injured person should consult a so-called "Durchgangsarzt" (D-Arzt). Accident insurance physicians have special knowledge and experience in the field of accident medicine. In an emergency, rapid medical assistance is important and the person affected can consult any doctor.

After your notification, the agricultural accident insurance will check whether and to what extent insurance cover exists. This is the case, for example, if the accident is related to the business activity. The accident insurance company also automatically checks which benefits it must provide.