The following evidence must be provided:
- Copy of a valid identity card or passport
for proof of the legal form of the company:
- if the company is based in Germany:
- Extract from the commercial register or the partnership register for companies entered in a register, otherwise a copy of the articles of association
- if the company is based abroad:
- Documents from the country of domicile proving the legal form
for proof of personal reliability:
- for residence in Germany:
- Certificate of good conduct (document type O) and
- Extract from the central trade register
- for residence abroad:
- Corresponding documents from the applicant's home country that prove their personal reliability
for proof of orderly financial circumstances:
- for residence in Germany:
- Extract from the debtor register of the central enforcement court (enforcement portal)
- Information on entries in the insolvency register and a declaration from the competent local court as to whether insolvency proceedings have been opened
- Certificate from the tax office in tax matters
- if you live abroad:
- Corresponding documents from the applicant's home country proving their orderly financial circumstances
- Proof of expertise from the Chamber of Industry and Commerce (IHK) regarding existing necessary knowledge and legal regulations of the insurance industry
- Alternatively, a certificate of a profession recognized as a qualification
- Proof from an insurance company of the existence of professional liability insurance for the insurance industry (certificate from an insurance company licensed in Germany for submission to the IHK) in the original and not older than three months
In the case of legal entities, you only need to complete the application form for the legal entity itself. You must submit all personal documents for all persons authorized to manage the company. For the legal entity, you also need an excerpt from the central trade register. Partnerships as such are not eligible for a license. Therefore, each managing partner requires a permit. The applicant must submit a completed application form and all personal documents for each of these persons.
The responsible Chamber of Industry and Commerce may request further documents to verify personal reliability. Some of the documents submitted may not exceed an expiry date at the time of the decision (not only at the time of submission).
Proof of personal reliability:
- Valid identity card or passport (if passport is presented, also a current registration certificate)*
- Current extract from the Federal Central Criminal Register for submission to an authority (certificate of good conduct)
- Current extract from the central trade register for submission to an authority*
*The information must be requested from the municipality of residence for submission to an authority, i.e. it will be sent to them directly. It is essential that you state the exact address of the competent licensing authority and the purpose of use when applying. The information can also be requested using the online procedure provided by the Federal Office of Justice/Citizen Services. The information must not be older than three months
Proof of orderly financial circumstances:
- Current certificate in tax matters from the responsible tax office (to be submitted in the original)
- Extract from the debtor register of the central enforcement court, which can also be applied for electronically at www.vollstreckungsportal.de
- Information from the insolvency court as to whether proceedings have been opened (so-called negative certificate)
Additionally for legal entities:
Extract from the commercial, cooperative or association register (current copy), or if the cooperative is in the process of being founded, the articles of association
- Proof of existing professional liability insurance (certificate from the insurance company)
- Certificate of successful completion of the IHK professional examination or proof of an equivalent professional qualification
Please note:
Please note that this list is not exhaustive. Further documents may be required by the competent authority when reviewing your individual case.
The competent authority must be notified of the commencement of the permitted activity. Insurance advisors are obliged to be entered in the insurance register immediately after commencing their activities.
