Apply for subsidies for health insurance and long-term care insurance contributions in accordance with §32 SGB XII if you live in a special form of accommodation
Source: Serviceportal Rheinland-PfalzIf you are unable to finance your necessary living expenses from your own resources, you can receive support with regard to health and long-term care insurance contributions, even if you live in special housing.
If you have income, the contributions will reduce your income to be offset against social assistance. Otherwise, these contributions can be recognized as a separate need.
The monthly contributions to voluntary statutory health insurance and social long-term care insurance as well as the so-called supplementary contribution can be taken into account. Contributions to a solidarity association can also be taken into account.
Your contributions can only be taken into account if they are reasonable. Contributions to statutory health insurance and social long-term care insurance are always considered reasonable.
The following contributions are considered reasonable for private health and long-term care insurance:
- for private health insurance:
- halved contribution in the basic tariff
- Contribution in the standard tariff
- for private long-term care insurance:
- up to the amount of the halved contribution for statutory long-term care insurance
- Contribution in the standard tariff
In the basic tariff, the benefits of private health insurance are comparable to those of statutory health insurance. You can request information from your insurance company as to how high your contribution would be under the basic tariff. The social welfare office or social assistance provider will then check whether you are in need of assistance, i.e. whether you could receive support, on the basis of the full contribution to the basic tariff. If this is the case, the contribution to the basic tariff is halved.
This halving alone may mean that you are no longer in need of assistance and can once again cover your living expenses yourself. If you still need support, the social welfare office or social assistance provider will take the halved contribution in the basic tariff into account when calculating your entitlement.
Apart from a few exceptions, the social welfare office or social assistance provider cannot grant benefits for past periods. There are therefore no retroactive benefits.
Contributions are therefore only taken into account for current contributions from the date on which the social welfare office or social assistance provider became aware of the need. Contributions in arrears are generally not paid.
The social welfare office or social assistance provider cannot recognize personal contributions either.
Contributions to a solidarity association are appropriate up to half of the maximum contribution of the statutory health insurance.