Applying for an accident insurance pension in the event of a reduction in earning capacity of at least 40 percent

You can apply online or by post for an accident insurance pension in the event of a reduction in earning capacity of at least 40 percent.

Online service:

• Call up the online service.
• You will be guided through the procedure on the accident insurance service portal.
• You can log in.
  • If you would like to receive a reply from your Berufsgenossenschaft or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
  • If you would like to receive the reply by post, you can continue without registering.
• Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
• Upload the required documents.
• Complete the online form and send it off.
• Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
• You will receive feedback via the desired channel.

Online service of your employers' liability insurance association or accident insurance fund:

• If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.

Message by post:

• Send an informal letter to your employers' liability insurance association or accident insurance fund.
• Make sure you provide the required information and enclose the necessary documents.

You are entitled to a pension settlement if:

• you have reached the age of 18
• you are either drawing a pension for an indefinite period following a reduction in your earning capacity of 40 percent or more
• or you receive several pensions which together reach or exceed a 40% reduction in earning capacity
• it is not to be expected that the reduction in earning capacity will decrease significantly within the settlement period
• you have enough to live on without the pension

You do not need to submit any documents.

There are no deadlines.

• § Section 78 of the Seventh Book of the German Social Code (SGB VII)
• § Section 79 of the Seventh Book of the German Social Code (SGB VII)

• Appeal
• Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance necessary: No

12.01.2023